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Key Elements in a Real Estate Budget

Purchase Price: The actual cost of the property.
Down Payment: Typically 10–25% of the purchase price (for buyers using a mortgage).
Loan/Mortgage Costs:
- Interest rate
- Monthly payments
- Loan fees
Property Taxes: Annual taxes based on assessed value.

🔧 Parts of a Bicycle:

Frame: The core structure holding all parts together.
Wheels: Usually two; include tires, rims, and spokes.
Handlebars: For steering.
Saddle (Seat): Where the rider sits.
Pedals: Where you place your feet to power the bike.
Chain & Gears: Transfer power from pedals to wheels.
Brakes: For stopping or slowing down.
Derailleur (on geared bikes): Shifts the chain across gears.

🧠 Benefits of Cycling:

Boosts cardiovascular health
Strengthens muscles and joints
Reduces stress
Environmentally friendly
Saves money on fuel/transport

🔑 Key Elements of a Brand:

Brand Name: The recognizable name used to identify the product or company.
Logo & Visual Identity: Colors, typography, and design elements that represent the brand visually.
Tagline/Slogan: A short, catchy phrase that communicates the essence of the brand (e.g., Nike – Just Do It).
Brand Voice: The tone and style of communication (formal, friendly, witty, etc.).
Brand Values: The principles and beliefs that guide the company.
Customer Experience: How customers feel when they interact with the brand.
Brand Promise: The value or experience a customer can expect every time.

🏡 Meaning Behind “Your Home, Your Style”:

Personal Expression: Your home becomes a canvas for your unique identity.
Comfort & Functionality: Design choices that suit how you live, not just how things look.
Creative Freedom: Mix and match colors, textures, and furniture to fit your vibe.
Emotional Connection: A home that feels “yours” brings more joy and peace.

💡 What Is Technology?

Technology refers to the application of scientific knowledge and tools to solve problems, improve lives, and make tasks easier or more efficient. It spans everything from simple tools like hammers and wheels to complex systems like artificial intelligence and space exploration.

📈 Benefits of Technology:

Improves communication and access to information
Enhances medical care and health outcomes
Boosts productivity and efficiency in all sectors
Creates new job opportunities and industries
Makes life more convenient and connected

🔧 Types of Technology:

Information Technology (IT) – Computers, networks, software, and the internet (e.g., smartphones, cloud computing).
Communication Technology – Tools for sharing information (e.g., email, social media, 5G).
Medical Technology – Equipment and techniques for healthcare (e.g., MRI machines, robotic surgery).
Biotechnology – Using living organisms in technology (e.g., genetic engineering, vaccines).
Energy Technology – Ways to generate and use power (e.g., solar panels, wind turbines).
Transportation Technology – Innovations in moving people/goods (e.g., electric cars, high-speed trains).
Construction Technology – Tools and methods for building (e.g., smart homes, 3D-printed houses).

💻 What Is Coding?

Coding, also known as programming, is the process of writing instructions (called code) that a computer can understand and execute. These instructions are written in programming languages and used to create software, websites, apps, games, and more.

🔤 Popular Programming Languages:

Python – Easy to learn, widely used in data science, AI, and web development.
JavaScript – Mainly used for interactive websites and web apps.
Java – Used in Android apps, enterprise software, and more.
C/C++ – Powerful languages for system-level programming and games.
HTML/CSS – Used for building and styling web pages (not full programming languages, but essential for web development).
SQL – Used for managing and querying databases.